俄罗斯国家杜马金融市场委员会成员鲍里斯·卡申曾公开表示，中国是俄罗斯的战略伙伴，俄罗斯在创建本国独立支付系统方面的主要伙伴是中国银联。中国银联的发展对俄罗斯有借鉴作用。 在这样的背景下，俄罗斯成立了俄罗斯国家支付卡公司（NSPK）和Mir支付系统。 俄罗斯是Visa与万事达卡的第三大市场，两巨头并不愿意退出俄罗斯市场，为了持续在俄罗斯经营业务，两巨头也接入了俄罗斯国家支付卡公司（NSPK）。
Boris Kashin, a member of the Russian State Duma Financial Market Committee, has publicly stated that China is Russia's strategic partner, and Russia's main partner in creating its own independent payment system is China UnionPay. The development of China UnionPay can serve as a reference for Russia. In this context, Russia established the Russian National Payment Card Company (NSPK) and the Mir payment system. Russia is the third largest market for Visa and Mastercard. The two giants are reluctant to withdraw from the Russian market. In order to continue their business in Russia, the two giants have also joined the Russian National Payment Card Company (NSPK).
即将满20岁的中国银联现在也已经是国际三大卡组织之一了，也成为了一个覆盖全球180个国家和地区的国际头部银行卡清算组织。 美好生活离不开支付服务，我们感叹的同时也要致敬老一辈政治家的远见卓识，拥有独立自主的支付网络，避免了国际政治的波及影响、保障了我们民生发展的长期稳定。
China UnionPay, which is about to turn 20 years old, is now one of the three major international card organizations, and it has also become an international leading bank card clearing organization covering 180 countries and regions around the world. A good life is inseparable from payment services. While we lament [about daily business], we also pay tribute to the foresight and prudence of the older generation of [China's] politicians. Having an independent payment network avoids the influence of international politics and ensures the long-term stability of our people’s livelihood development.
Visa和万事达卡已被纳入美国国会批准的《通过制裁法案》(CAATSA)，以对抗美国的对手。该法案允许华盛顿对那些被视为敌视美国或忠于敌视美国的政权的企业和个人实施惩罚。 虽然当下乌克兰局势越演越烈，但当下再使用支付网络来制裁已经准备充分的俄罗斯或许会“失灵”。 一是俄罗斯官方加强了对俄境外国际卡组织的支付系统工作的严管。要求境外支付系统每季度向俄罗斯中央银行特别账户缴纳日平均交易利润25%的保证费。 二是所有的卡组织包括Visa、万事达卡均要接入俄罗斯国家支付卡公司（NSPK），这是一个集中式的本地数据处理中心，俄罗斯当地的信用卡交易都是转接NSPK处理，美国单方面无法进行干预。
Visa and Mastercard have been included in the Passing Sanctions Act (CAATSA) approved by the U.S. Congress to counter U.S. adversaries. The bill allows Washington to impose penalties on businesses and individuals deemed hostile to the United States or loyal to a regime hostile to the United States. Although the situation in Ukraine is getting worse and worse, the use of payment networks to sanction Russia, which is already well-prepared, may fail. First, Russian officials have strengthened strict control over the payment systems of international card organizations outside Russia. The foreign payment system is required to pay a guarantee fee of 25% of the average daily trading profit to the special account of the Russian Central Bank on a quarterly basis. Second, all card organizations, including Visa and MasterCard, must be connected to the Russian National Payment Card Company (NSPK), which is a centralized local data processing center. Local credit card transactions in Russia are processed by NSPK, and the United States' unilateral intervention is not possible.
- News of the Day -
More EU countries – including France, Italy and Greece – have said they would back a ban on Russia using the Swift global payments network in an attempt to pile further pressure on the country after its invasion of Ukraine.
Cyprus and Hungary also said they would support such a measure.
The move, which it is hoped would hit Russian trade by making it harder for companies in the country to do business, is being considered to escalate sanctions on Vladimir Putin’s regime.
Germany seems to be reluctant on this matter because a Swift ban could damage western economies as well, according to Germany's liberal finance minister Lindner.
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